Senior Credit Solutions Associate

5 days ago


Toronto, Canada Scotiabank Full time

Senior Credit Solutions Associate / Credit Solutions Associate, Canadian Commercial Banking Join to apply for the Senior Credit Solutions Associate / Credit Solutions Associate, Canadian Commercial Banking role at Scotiabank. Requisition ID: 242887. Join a purpose driven winning team, committed to results, in an inclusive and high‑performing culture. Responsibilities Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Perform credit tasks for core clients supporting Senior Credit Solutions Managers. Support approximately 2‑3 Senior Credit Solutions Managers (SCSM) in the region on the most complex Core clients; report to the Team Lead, Credit. Service clients in Canada and, where applicable, internationally. These clients typically borrow +$5MM, with some up to $25MM, and involve highly customized Core relationships with credit authorizations of typically +$10MM. Qualifications Proven experience in preparing Financial Statement spreads, credit summaries, Projections and Borrowing bases, reviewing results, escalating any signs of deterioration and updating appropriate systems. Experience analyzing financial statements, credit reports, and other relevant documentation to identify potential risks and opportunities. Proven preparation of credit presentations and packages. One to two years’ experience in Commercial Banking. Previous experience in credit underwriting or credit document preparation. Strong knowledge of financial statements and credit analysis, preliminary assessment of risk, and drawing conclusions. Strong knowledge of credit structures and applicable risk management. Benefits Opportunity to work closely with both Senior Client Relationship Managers (SCRM) and Senior Credit Solutions Managers (SCSM) to understand client needs and develop tailored credit solutions. Participate in deal forums to socialize deals with GRM where appropriate. Champion a high‑performance environment and contribute to an inclusive work environment. Interact with SCSM on credit‑related activities and support partners such as Business Service Center, Enhanced Due Diligence Unit, CRA and Global Banking and Markets; occasional interaction with Global Risk Management and the Commercial Banking Executive Office. Interact with external parties such as Solicitors, Accountants and Professional Service Providers. Ability to resolve issues and problems. Add to your knowledge of the Commercial industry. Add to your commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner. Support the SCSM with detailed credit reports and recommendations for credit approval or denial. Working Conditions Works in a standard office environment; non‑standard hours are a common occurrence. Location(s): Canada — Ontario — Toronto At Scotiabank, we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted. #J-18808-Ljbffr



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