KYC Client Onboarding Analyst

KYC Client Onboarding Analyst RBC Overview This is an exciting opportunity to join the Business & Client Services (BCS) group at RBC Capital Markets as an Associate, KYC Onboarding. You will provide exceptional client onboarding services to institutional customers, acting as a subject‑matter expert for the Corporate Banking business group. Your expertise in Know‑Your‑Client (KYC) and anti‑money laundering (AML) regulations for Canada and the USA will support the management of North American KYC requests and collaboration with cross‑regional teams. Client Onboarding & Due Diligence Manage a pipeline of onboarding requests for the Corporate Banking business group, optimizing assignments for greater efficiency. Perform client due diligence (CDD) assessments, collect updated KYC information, and escalated concerns to the Financial Crimes Compliance team to meet AML regulatory requirements of both Canada and the USA. Identify and escalated high‑risk factors, such as industries or client types, for enhanced due diligence (EDD) assessments in accordance with the USA PATRIOT Act and other applicable AML frameworks. Complete onboarding requests within deadlines, managing the broader pipeline while ensuring compliance with Canadian and U.S. AML requirements. Maintain data integrity throughout onboarding and maintenance activities to support regulatory compliance. Collaboration & Reporting Provide timely resolution support within 24‑48 hours to ensure client satisfaction and seamless operations. Collaborate with cross‑regional KYC Onboarding teams to ensure continuous time‑zone coverage and operational efficiency. Prioritize and manage requests to meet business deadlines, demonstrating flexibility in handling urgent tasks. Prepare and distribute weekly onboarding updates, summarizing key metrics for KYC Management and Corporate Banking teams. Work closely with management to identify control issues and develop proactive solutions to mitigate risks associated with AML compliance. Technology & Process Improvement Participate in system testing for technology enhancements, including intra‑day and after‑hours testing as needed. Contribute to ad‑hoc projects, maintaining high productivity and delivering quality outcomes. Must‑Hold Qualifications A bachelor’s degree. A minimum of 2 years of experience in KYC/AML, client due diligence, or operational roles within the banking sector. Strong knowledge of regional regulatory requirements, including USA PATRIOT Act, FINRA, CFTC, SEC, and NFA. Proven ability to thrive in a fast‑paced, high‑volume environment while maintaining accuracy and attention to detail. An operational mindset with the ability to prioritize and manage pipeline tasks in a queue‑based environment. Proficiency in data analysis, including summarizing and interpreting large datasets effectively. Strong critical thinking and problem‑solving skills to address challenges proactively. Exceptional organizational and time‑management skills, ensuring transparency and accountability in all tasks. Advanced proficiency in MS Excel, MS Outlook, and other collaborative communication tools. Outstanding verbal and written communication skills, with a client‑first attitude and the ability to build strong relationships. Nice‑to‑Have Qualifications Certified Anti‑Money Laundering Specialist (CAMS) designation or equivalent certification. Previous experience in Capital Markets or a strong understanding of investment banking or corporate banking products. Educational background or professional experience in Operations or Technology. Experience with KYC lifecycle tools (e.g., Fenergo, Encompass, ISDA Amend) to streamline onboarding and ensure regulatory compliance. Proficiency in a secondary language, particularly French (written and oral). Job Skills Audits Compliance Critical Thinking Data Gathering Analysis Decision Making Industry Knowledge Internal Controls Interpersonal Relationship Management Product Services Risk Management Strategic Thinking Job Details Address: 90 WESTERN PKY:BEDFORD City: Bedford Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Regular Pay Type: Salaried Posted Date: 2025-11-05 Application Deadline: 2025-11-19 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above. Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. #J-18808-Ljbffr