Senior Risk Analyst, Global Risk Management

Requisition ID : 239789 Join a purpose driven winning team committed to results in an inclusive and high‑performing culture. Be part of the Special Accounts Management (SAM) team that is responsible for overseeing the bank’s higher‑risk corporate and commercial borrowers. The Senior Credit Officer (SCO) contributes to the overall success of SAM ensuring specific individual goals, plans and initiatives are executed to support the team’s business strategies and objectives while conducting all activities in compliance with governing regulations, internal policies and procedures. The SCO provides the Directors/Senior Managers of SAM with support needed for portfolio management and to meet client requirements and new requests. This includes timely receipt processing and accurate analysis of financial and compliance reporting from distressed corporate/commercial borrowers; assistance with credit administration requirements; recording collateral security; preparation of account documentation; watchlist and problem loan reviews; and building relationships with internal partners and customers as necessary. In this role you will: Contact clients as necessary or as directed for financial reporting; input and analyze financial statements including projections, financial covenants and borrowing bases; elevate any signs of deterioration and update appropriate systems; generate credit risk ratings using CreditLens rating models; contribute to the preparation of Watchlist and Problem Loan Reviews; assist with completion of conditions precedent due diligence and any other requirements necessary to obtain approvals; and ensure client files are complete reporting is up to date and appropriately documented in various systems. Ensure pricing credit/facility limits and IG codes in the loan systems are accurate and reflect approvals. Support as necessary in the loan provisioning process. Support as necessary in other credit-related situations including the credit fulfillment process with the BSC and GWO. Process legal and professional fees. Track non‑recoverable direct costs incurred by the Bank. Reconcile fees with General Ledger / Tymetrix. Prepare and compile departmental budget and track variances. Prepare and manage monthly/quarterly reporting for the department including managing the QSR Tracker. Adhoc tasks and projects as applicable. Do you have the skills that will enable you to succeed in this role? You have a university degree with Finance, Accounting or other Business Specialty background. Proficiency in NCINO, C360, Microsoft Office, Microsoft Teams, Power BI and Salesforce. You have strong interpersonal skills with a solid commitment to excellent client service and ability to work with clients and internal/external partners to resolve issues in an amicable and prompt manner. You are known for having strong organizational skills to coordinate and prioritize several concurrent requests from different Directors/Senior Managers. Strong written and verbal skills with proven ability to engage stakeholders and clients. Strong commitment to accuracy, customer focus and results focus. Good knowledge of Financial Statements and credit analysis. Good knowledge of Onboarding, Know Your Customers (KYC) and Anti‑Money Laundering (AML) processes. Good knowledge of the Commercial Banking Distribution structure as well as roles of other groups and partners within Commercial Banking (BSC, EDDU, AML, Roynat, Real Estate, Payment and Cash Management Leasing, etc.). Good knowledge of the features and benefits of Commercial Banking products and services. A high degree of flexibility to adapt to a wide variety of tasks. Whats in it for you An inclusive & collaborative working environment that encourages creativity, curiosity and celebrates success Competitive rewards package: Performance bonus, Employee Share Ownership Program and Pension Plan Matching, Health Benefits from day one Your career matters You will have access to career development and progression opportunities. Opportunity to support approximately 5 Directors/Senior Managers in SAM. Show‑off your strong organizational skills by managing significant data and balancing various tasks from client service administration to borrower reporting processing and credit support. Receive and work on requests from Directors and other SAM team members. Interact with partners such as Global Risk Management, Business Service Center, Global Wholesale Operations, Corporate Security, Syndication Team, Commercial Banking, Global Banking & Markets, Commercial Banking Executive Office and Finance. Interact with external parties such as Solicitors, Accountants, Professional Service Providers and External Bank Groups. Report directly to a Director in Special Accounts Management. Location(s) Canada : Ontario : Toronto #J-18808-Ljbffr