Specialist, Multi-Unit Underwriting

About CMHCThe work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.Join us and be part of a team that's committed to making a real difference and be part of something meaningful.What’s in it for youWe’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:Annual Paid vacation.Annual individual performance incentive.Comprehensive group insurance plan to support your well-being from day one.Support towards your personal and professional growth with training, mentorship and more.An inclusive workplace culture and environment.About the roleJoin the Apartment Construction Loan Program (ACLP) as a Specialist, Multi-Unit Underwriting (Housing Program). In this role, you will be part of a transformative initiative under the National Housing Strategy. You will leverage your financial expertise and relationship-building skills to drive the development of much-needed rental housing across the country.What you'll do:Apply sound judgement and decision-making practices based on complex financial analysis while making recommendations.Maintain quality relationships with clients to understand their needs, objectives, and explore opportunities.Act as a direct lender under the ACLP program: review, prioritize and approve loan applications while assessing financial viability.Conduct detailed financial analysis and make recommendations for full underwriting.Manage risk by exercising prudence and due diligence while reviewing, assessing and approving applications.Work in partnership with clients, stakeholders, and various levels of government by offering advice, support and alternative solutions.Review underwriting reports, assess findings, and negotiate terms to ensure alignment with CMHC’s operational policy and approval authority.What you should have:An undergraduate degree in a relevant field related to real estate such as business administration, accounting, finance or commerce, or an equivalent combination of education and/or experience.A minimum of five (5) years of experience in construction financing, real estate, financial markets or credit risk analysis for Multi-Unit properties.Demonstrated experience working with financial viability and loan approvals.Demonstrated experience reviewing, evaluating and prioritizing loans.The ability to research issues, analyze problems, synthesize information and make recommendations.The ability to manage files and issues (sensitive in nature) using critical thinking and judgement.The ability to establish and maintain effective working relationships.Strong problem-solving and analytical skills.Solid oral and written communication skills, with the ability to clearly convey decisions and address objections.It would be great if you also had:Experience or knowledge in property management, real estate appraisal, property inspection, project monitoring or development, or real estate law is considered an asset.Successful completion of a professional association designation such as CRF, AACI, CFA, or CPM.Experience in building reports and/or in using statistical analysis software such as MS Excel.Our commitment to diversity, equity, and inclusionWe’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. #J-18808-Ljbffr