Credit Risk Senior Specialist

1 week ago


Old Toronto, Canada Neo Financial Full time
p>Come Build a Better Financial Future for all Canadians

At Neo, we’re building a more rewarding financial experience for all Canadians.

Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone.

From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and purpose.

  • LinkedIn’s Top Startup in Canada for 2022 and 2023
  • Top-ranked mobile apps and credit cards
  • Canada’s top-rated credit card
  • Team of 700+ people
  • 1M+ customers in 3 years
  • 11K+ retail partners

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

The Role:

Neo is looking for an experienced and data driven individual with knowledge of credit and collections strategies to join our team as a full-time Senior Analyst, Credit Risk in our Calgary headquarters. In this role, you’ll work closely with the rest of our Credit Risk team to enable a high growth portfolio, optimizing credit decisioning across the customer lifecycle across adjudication, account management, and collections. By leveraging your industry experience and advanced analytics, you’ll make an immediate impact via strategic and tactical credit risk levers. You’ll be contributing to our innovative, strategic, and high-performance team with a mission to improve the financial experience for all Canadian

What you'll be doing:

  • Lead development and implementation of key portfolio management strategies to achieve Neo’s lending portfolios business objectives; ensuring Neo’s credit risk models are effectively managing both revenue generation and risk management through the customer lifecycle
  • Maintain the required operational reporting to ensure tracking of the performance of our credit risk and collections strategies relative to internal targets and external benchmarks
  • Develop insights to actively monitor performance, and identify trends to enable strategic business decisions
  • Interact with Credit Risk and Collections internal counterparties (Products, Tech, Growth, Finance) to identify opportunities in improvements/changes on policies and strategies
  • Analyze risk profiles across the credit lifecycle, leveraging data analytics and machine learning to best identify exposure/opportunities
  • Perform advanced analytics and leverage best practices to achieve statistically significant results leading to actionable outcomes
  • Collaborate with key stakeholders across the organization to integrate foundational risk practices

Who we're looking for:

  • You have 4+ years proven analytics experience, driving optimal business decisions; preferably in the Credit Risk domain
  • You bring advanced knowledge of SQL, R and Python
  • You are data-driven; We hold ourselves to high standards, because we’re on a mission that matters — to transform financial services for the better. p>

    Our team members earn meaningful equity in the company through stock options — so Neo’s growth benefits everyone who helps make it happen. p>

    Check out these videos from our employees to learn more about Working at Neo.



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