Residential Mortgage Underwriter

2 weeks ago


Toronto, Canada Community Trust Full time

Residential Mortgage Underwriter – Community Trust Questrade Financial Group (QFG) and its affiliates, including Community Trust Company, offer a range of financial services with a focus on innovation and customer experience. We foster a culture where technology meets people, and AI is used to enhance employee and customer outcomes. Benefits Health & wellbeing resources and programs Paid vacation, personal, and sick days for a healthy work‑life balance Competitive compensation and benefits packages Hybrid work environment—at least 3 days in office Career growth and development opportunities Opportunities to contribute to community causes Inclusive and collaborative teams that celebrate diversity Responsibilities Contribute to Residential Lending results, ensuring growth and profitability targets. Maintain knowledge of Community Trust residential mortgage underwriting policies, procedures, and products. Negotiate, structure, and evaluate received mortgage applications according to internal policies. Manage portfolio risk by exercising consistent, objective credit decisions within authorized limits, escalating with rationale as needed. Issue mortgage commitments with appropriate conditions. Partner with Partner Experience to deliver top‑class partner experience. Collaborate with Credit Quality Assurance and Funding teams to meet targets. Stay current with competition, industry trends, and market conditions. Maintain accurate record‑keeping to meet company standards. Identify continuous improvement opportunities. Follow AML procedures, conducting inquiries and implementing corrective actions when necessary. Adhere to compliance and operational risk controls per company policies. Effectively manage tasks and cases to meet Service Level Agreements. Qualifications Minimum of 3 years residential origination experience, preferably in alternative lending. Fluency in French preferred. Post‑secondary education preferred. Working knowledge of Google Workspace applications. Additional Skills and Experience Ability to provide alternate solutions based on product and guideline availability. Strong organizational and time‑management skills. Capable of handling multiple tasks and meeting stringent deadlines. Tactful, diplomatic, and persistently polite. Results‑oriented, self‑motivated, and confident. Positive, can‑do attitude with creative problem‑solving. Building and maintaining healthy working relationships. Ability to navigate dynamic, fast‑paced environments and organizational change. Commitment to outstanding customer service. Exceptional analytical skills and keen eye for detail. Strong written and verbal business communication skills. Strong negotiation and sales skills. Understanding of general characteristics, attributes, and risk factors of various loan types. We’re committed to fostering a diverse, inclusive, and accessible work environment. Candidates requiring accommodations during the recruitment process will be supported. Sound like you? Apply below. #J-18808-Ljbffr



  • Toronto, Canada CENTUM Monest Mortgage Inc Full time

    **About Us** With over 20 years of history, Centum Monest Mortgage Inc. is a rapid developing real estate finance group. We are committed to residential, commercial, and private loans. **Job Description**: As a Mortgage Underwriter, you will play a vital role in assisting clients with their mortgage needs. Your responsibilities will include: - Identifying...

  • Mortgage Underwriter

    3 weeks ago


    Toronto, Canada 8Twelve Mortgage Full time

    Join the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...

  • Mortgage Underwriter

    3 weeks ago


    Toronto, Canada 8Twelve Mortgage Full time

    Join the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...


  • Toronto, Canada 8Twelve Mortgage Full time

    Join the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...


  • Toronto, Canada Manulife Full time

    Join to apply for the Residential Mortgage Underwriter role at Manulife. Manulife Bank & Trust’s Mortgage Underwriting department is looking for a Mortgage Underwriter to join the team! Position Responsibilities Manage the underwriting of residential mortgage applications. Exercise sound financial judgment in granting loans within delegated limits. Review...


  • Toronto, Canada Manulife Full time

    Join to apply for the Residential Mortgage Underwriter role at Manulife . Manulife Bank & Trust’s Mortgage Underwriting department is looking for a Mortgage Underwriter to join the team! Position Responsibilities Manage the underwriting of residential mortgage applications. Exercise sound financial judgment in granting loans within delegated limits. Review...


  • Toronto, Canada Community Trust Full time

    Residential Mortgage Underwriter – Community Trust Questrade Financial Group (QFG) and its affiliates, including Community Trust Company, offer a range of financial services with a focus on innovation and customer experience. We foster a culture where technology meets people, and AI is used to enhance employee and customer outcomes. Benefits Health &...


  • Toronto, Canada Community Trust Full time

    Join as Associate Residential Mortgage Underwriter at Community TrustWhat’s in it for youHealth & wellbeing resources and programsPaid vacation, personal, and sick days for work‑life balanceCompetitive compensation and benefits packagesHybrid environment with at least 3 days in officeCareer growth and development opportunitiesOpportunities to contribute...


  • Toronto, Canada First National Financial LP Full time

    Associate Mortgage Underwriter, Residential Underwriting - Excalibur Join to apply for the Associate Mortgage Underwriter, Residential Underwriting - Excalibur role at First National Financial LP . Reporting To: Manager, Residential Underwriting - Excalibur Employment Type: Full-time Posting Date: November 26, 2025 Closing Date: December 10, 2025 Hours Of...


  • Toronto, Ontario, Canada First National Financial LP Full time $60,000 - $90,000 per year

    We are hiring a Mortgage Underwriter, Third Party Residential Underwriting – TDMS ON and AtlanticReporting To:Manager, Third Party Residential Underwriting- TDMSFull-Time/Part- Time:Full-timePosting Date:December 1, 2025Closing Date:December 15, 2025Hours of Work:8:30 a.m. – 5:00 p.m.Grade:Office Location:      12.7Toronto, ONGreat location Steps...