Specialist, Credit Risk

At Fairstone, our culture isbuilton strong values and leadership principles that definethe expectations we have for working together and with our customers. We help Canadians find the right solution to meet their needs with a variety of products and services. Our values and principles guide the actions we take to ensure our customers get the best experience possible.Be part of our talented and growing teamWe are currently looking for a Specialist, Credit Risk to join our team report to the Senior Manager, Credit Risk Management.As a Specialist, Credit Risk you will support and contribute the credit strategy development, implementation, documentation and monitoring for Fairstone Bank indirect and credit card lending portfolios. This role works collaboratively with internal and external teams to meet business objectives and ensure compliance with relevant policies and regulations."Be a part of our inclusive workplace where diverse perspectives drive innovation and excellence."WHY JOIN US?BECAUSE WE ARE PROUD TO BE One ofMontreal's Top Employers for 2025 for the fifth consecutive yearby the editors ofCanada's Top 100 Employers.WE OFFER:Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.Wellness: Tailored well-being solutions available 24/7.Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.Community Support: Paid Volunteer Day to give back to your community.Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings PlanDevelopment: Access to Fairstone Academy for comprehensive training and skill development.Employee discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.WHAT WILL YOU WORK ON?Contribute to the strategic direction of the Credit Risk Management functions and play a key role in the development and implementation of risk strategies in support of the overall risk appetite framework.Contribute to risk strategy design including documentation, implementation, testing and monitoring.Liaise and communicate with key bank departments such as Product, Operations, Marketing and Finance during project activities.Produce key reporting in a timely manner.Create new reporting for additional operational segments.Investigate and propose new solutions and strategies to improve portfolio performance.Other risk analytics duties as assigned.WHO ARE WE LOOKING FORMinimum 2-3 years of Credit Risk experience or experience within the financial services industry.Undergraduate degree in a related field such as Mathematics, Statistics, Economics, Computer Science, is an asset.Knowledge of credit risk management principles and the factors that contribute to risk, with the ability to assess, measure and monitor risk.Intermediate skills using SAS or SQL to mine, transform and analyze large amounts of data is required.Knowledge of Triad, TSYS, TSYS Ace systems is a strong asset.Proficiency with MS Office (PowerPoint, Excel, SharePoint, Teams, etc.).**This role is vacant**WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work Canada for 2025 andMontreal's Top Employers 2025 by Canada’s Top 100 EmployersLearn more: https://www.fairstone.ca/en/about/canadian-lenderFollow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.Time Type:Full time Job Type:Permanent #J-18808-Ljbffr